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Comparison

Facturama vs PayPal Invoicing

PayPal Invoicing is free, trusted, and lets clients pay instantly. But when an invoice goes overdue, PayPal goes silent. Facturama is the layer that chases the payment — automatically.

🐕 Quick verdict

Use PayPal Invoicing to create and send invoices. Use Facturama to follow up when clients don't pay on time. They complement each other perfectly — add the invoice to Facturama, attach the PayPal payment link, and let automation handle the rest.

Feature comparison

FeatureFacturama 🐕PayPal Invoicing
Invoice creation & sending⚠️ Manual entry✅ Full invoice builder
Automatic follow-up emails✅ 4-stage escalating sequence❌ No automation
Escalating tone✅ Friendly → formal → final demand❌ None
Overdue dashboard✅ Yes✅ Yes
Online payment (card / PayPal)⚠️ Via payment link you add✅ Built-in PayPal payment
Payment fees0% (your payment processor)3.49% + fixed fee
Reminder notification to you✅ Email when follow-up fires❌ No notifications
Custom sender email✅ invoices@yourdomain.com❌ Sends from PayPal
Free tier✅ 3 invoices free✅ Free (fees on payment)
Pro price€9,95/moFree + transaction fees

The PayPal invoicing gap

PayPal invoices are convenient — you can create one in minutes, the client gets a branded email with a Pay Now button, and the money arrives directly in your PayPal account. For clients who pay on time, it's a seamless experience.

The problem starts the day after the due date. PayPal doesn't automatically send a reminder. You'd have to manually resend the invoice or send a separate email. If you do nothing, PayPal does nothing — the invoice just sits in your “overdue” list indefinitely.

Facturama fills that gap. You add the overdue invoice to Facturama (takes 30 seconds), paste in the PayPal payment link, and Facturama sends escalating follow-ups at day 3, 7, 14, and 30 — each with a progressively firmer tone and a direct link to pay via PayPal.

The transaction fee question

PayPal charges around 3.49% + a fixed fee per transaction on invoices. For a $2,000 invoice that's ~$70 in fees. Facturama at €9,95/month is flat-rate and works with any payment processor — Stripe, bank transfer, PayPal, whatever your client prefers. If you're processing more than a few invoices per month, the math favours a flat-rate tool.

When to choose PayPal Invoicing

When to choose Facturama

🐕

Automate your late payment follow-up

Add your PayPal payment link to each invoice. Facturama sends escalating follow-ups until you get paid.

Try free — 3 invoices →

Free forever · No credit card required